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Katja Groesser's avatar

I am absolutely with you... great post as the concepts you are talking about are the same ones I always remind my female finance community on. It all starts with the basics! 🙂

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Denis Gorbunov's avatar

I read in consumer research that our budgets tend to be overly optimistic at the beginning. The paper went on to say it's fine. Budgeting can turn into a habit over a few months, at which point you'll be able to fine-tune your spending plan. The bottom line is that even if your spending overshoots, committing to budgeting will still have a positive effect on both, short- and long-term spending.

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