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Money Tips Money Hacks's avatar

1/3 rule is simple, clear, and powerful. This kind of structure brings peace of mind without the overwhelm. When you make your money easy to manage, you free up mental space to actually live, not just track every cent. Consistency beats complexity every time.

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Jenny Logan's avatar

This can be helpful as a guideline. Though, as life changes and things change, sometimes these rules won’t fit what is needed in a short or mid-term situation.

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Paul G Fisher's avatar

Love it. I’ve also always loved the 40% rule

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